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AMFI-registered MFD · ARN-286779

Mutual fund planning

Build wealth carefully.
Protect what matters.

A clear plan for your money, built on your own numbers.

Book a review callFind your number in 2 minutes
Your retirement planOn ₹1 crore

₹72,000 a month

From year 3, rising 7% every year

FD runs out, year 14
Lasts
50 years
Left for family
₹ 29.8 crore
From an FD
Runs out
  • Axis
  • Franklin Templeton
  • HDFC
  • ICICI Prudential
  • Motilal Oswal
  • Nippon India
  • SBI

How we help

Which sounds like you?

“I’m retiring, or already retired”

An income that rises with prices, every year.

Retirement Income

“I run a business with cash in FDs”

Idle cash working, in your company’s name.

Corporate Treasury

“I’m saving for something big”

A monthly amount for every goal.

Wealth Builder
Situations like yours, and how the plan came together

What it looks like

₹1 crore. Two ways to live on it.

A month, rising 7%
₹72,000
FD runs out
Year 14
Left after 50 years
₹ 29.8 crore
TodayYear 10Year 20Year 30FD runs outYour plan, still growing

Income starts in year three. Past monthly returns of four equity and two debt funds, 50:50; FD at 7%, taxed at 30%. Past performance may or may not be sustained in future.

Try it with your numbers

Three steps to a plan you can keep.

  1. 1

    Book a review call

    Twenty minutes on your numbers.

  2. 2

    Get your one-page plan

    What to do, and why.

  3. 3

    Invest with confidence

    In your name, reviewed yearly.

The detail, and how we are paid

Top performers

The numbers, in the open.

The top 3-year returns in 12 categories, straight from AMFI.

See all 12 categories
  • Flexi capMotilal Oswal Flexi Cap Fund3-year return, a year15.8%
  • Mid capICICI Prudential Mid Cap Fund3-year return, a year18.4%
  • Multi assetNippon India Multi Asset Allocation Fund3-year return, a year16.2%
  • Corporate bondFranklin India Corporate Bond Fund3-year return, a year7.2%

Regular plans, AMFI NAVs as of 30 Oct 2026. Past returns, not a recommendation.

Not ready to talk? Start with a number.

Retirement · 2 minHow much do I need to retire?Find out Goals · 2 minWhat will my goal cost?Find out SIP · 2 minWhat will my SIP grow to?Find out SWP · 2 minHow long will my withdrawal last?Find out

Retirement readiness

Will your money last? Check in two minutes.

Nine quick questions on the basics: what you spend, what’s saved for your stage of life, where it sits. See your score, and the three gaps to close first.

What the check looks at
Question 1 of 9
Where are you today?

Nine quick questions, two minutes. Nothing is stored unless you send it to us.

Insights

Worth reading before you invest.

All insights

FAQs

Your questions, answered plainly.

Something else? Email us

North Pole South Pole Financial Services is an AMFI-registered Mutual Fund Distributor (ARN-286779). We help retirees draw a monthly income through an SWP, businesses put surplus cash into liquid funds, and families plan SIPs for each goal. Meetings in person or online.

Are you a SEBI-registered investment adviser?
No. We are an AMFI-registered Mutual Fund Distributor, ARN-286779. We help you choose, buy and hold mutual funds, and give advice incidental to the schemes we distribute. We do not recommend individual stocks, run discretionary portfolios or charge a fee for advice. What our registration covers.
How are you paid?
By the fund house, as a commission paid out of the scheme’s expense ratio on regular plans, typically 0.25% to 0.75% a year. There is no separate fee. It is not free, though: a direct plan of the same fund costs less, and we will show you the difference before you invest.
What happens in the 20-minute review?
We go through the numbers you put into the calculator and tell you which assumptions do not hold for you. No fund is named, nothing is sold, and there is nothing to sign.
Do I have to move my money, or change banks?
No. Mutual fund units are held in your own name with the fund house, and your money goes straight to them, never through us. Businesses keep their banker and their lending exactly as they are.
Do you meet clients in Vijayawada and Guntur?
Yes. Our office is in Atmakur, Mangalagiri, between the two cities. We meet clients there by appointment, at their home or business in Vijayawada, Guntur and nearby towns, or online.
Is what I type into the calculators stored anywhere?
No. The calculators run entirely in your browser. Nothing you type leaves your device unless you choose to send it to us with the form under the result.

Your next step

Know your money will do what you need it to.

  • Twenty minutes, on your own numbers
  • Online or in person
  • Nothing sold
Book a review call